RRI.CO.ID, Jakarta – The Ministry of Micro, Small, and Medium Enterprises (MSMEs) is reviewing the implementation of the new service‑fee structure for ride‑hailing drivers, which allocates 92 percent of the fare to driver‑partners and 8 percent to platform companies.

The ministry also noted that ride‑hailing drivers, once formally designated as micro‑entrepreneurs, may become eligible for subsidized People's Business Credit (KUR), a government‑supported loan program for MSMEs that does not require collateral.

Ministry Secretary Loto Srinaita Ginting said KUR is intended specifically for MSMEs. Therefore, ride‑hailing drivers who are officially classified as micro‑entrepreneurs will be able to apply for KUR, provided they meet the administrative requirements.

“In terms of benefits, one option for ride‑hailing drivers is subsidized financing such as KUR without collateral, which is only available to MSMEs,” Loto said in a statement in Jakarta on Saturday, August 8, 2026, as quoted by Antara.

She explained that MSME status is a gateway for drivers to access this financing, but additional administrative checks will still apply. The government is currently awaiting the final legal basis that will formally classify ride‑hailing drivers as micro‑enterprises. Once the regulation is issued, their MSME status can be confirmed.

The Ministry of MSMEs and the Ministry of Transportation recently held a coordination meeting with several platform companies, including GoTo, Grab, and Maxim, to evaluate the implementation of the 92/8 fare‑sharing policy.

MSMEs Minister Maman Abdurrahman said the government is finalizing a presidential regulation (Perpres) that will serve as the legal framework for the online transportation ecosystem. The regulation will include the classification of ride‑hailing drivers as micro‑entrepreneurs.

The Perpres will also define the division of authority among ministries. The Ministry of Transportation will continue regulating passenger‑transport fares, while the Ministry of Communication and Digital Technology will oversee freight‑delivery service fares.

The Ministry of MSMEs will be responsible for monitoring partnerships, empowering driver‑partners, and providing protection within the ecosystem.

Minister Maman said cross‑ministerial coordination is essential to build a healthy and equitable digital transportation ecosystem for drivers, platform companies, MSMEs, and consumers.

By establishing MSME status, ride‑hailing drivers are expected to gain not only clearer partnership arrangements but also access to empowerment programs and financing facilities available to micro‑entrepreneurs. ***