Sharia Banking Financing Hits IDR 720 Trillion in June 2026

RRI.CO.ID, Jakarta - The continued growth of sharia financing is opening new opportunities for the business sector. Bank Indonesia (BI) views this momentum as a chance to strengthen investment and expand the real sector.

As of June 2026, sharia banking financing reached IDR 720 trillion (approximately USD 40.29 million), growing 11.43 percent year-on-year. During the same period, third-party funds (DPK) in sharia banking reached IDR 816 trillion, up 13.13 percent.

“This development opens up even greater opportunities for sharia financing to support productive investment and the expansion of the real sector,” Acting Governor of BI, Destry Damayanti, said at the Strategic Forum on Sharia Financing for Corporate Expansion in Jakarta on Thursday, August 13, as quoted by Antara.

In addition to banking performance, the halal supply chain grew by 5.5 percent, and outstanding corporate sukuk reached approximately IDR 95 trillion. These conditions indicate a broader interconnection between the halal industry and the Islamic finance sector.

Destry noted that connectivity between the two sectors must be strengthened so corporations can access appropriate financing for investment and business expansion. “To that end, it is necessary to establish a financing pipeline that is bankable, measurable, and sustainable,” she said.

This strengthening includes expanding capacity, innovating financing instruments, and improving governance and risk management. BI also emphasized the importance of monitoring to ensure corporate financing develops in a healthy and sustainable manner.

During the forum, BI facilitated business matching between 20 Sharia Commercial Banks (BUS) and Sharia Business Units (UUS) and 51 corporations. The meeting aimed to align business needs with suitable sharia financing solutions.

The Head of the Sharia Economics Agency at Kadin Indonesia, Titi Khoiriah, highlighted the need for long-term sharia financing with structures and tenors that match corporate expansion requirements.

Meanwhile, Chair of Business Relations at the Association of Indonesian Sharia Banks (Asbisindo) and Deputy President Director of Bank Syariah Indonesia, Bob Tyasika Ananta, emphasized the importance of an ecosystem-based approach to connect corporations with their supply chains.

“This approach enables sharia banks to expand financing for working capital while building long-term relationships with the business community,” Bob said.

BI, together with stakeholders, continues to strengthen collaboration through Sharia Financing Month and the Acceleration of Sharia Intermediation in Indonesia. These efforts aim to expand access to financing and accelerate the flow of sharia funds into the real sector. ***