Bank Indonesia Launches Financial Stability Review Book Number 47

RRI.CO.ID, Jakarta – Amid rising global uncertainty, Indonesia's financial system remains strong and solid. This was stated by Bank Indonesia Deputy Governor Solikin M. Juhro during the launch of the Financial Stability Review (KSK) Book No. 47 at Bank Indonesia, Jakarta, on Monday, September 14, 2026, as quoted from a written press release.

This important launch event was attended by various parties, ranging from the Chief Executive of Banking Supervision at the Financial Services Authority (OJK), Dian Ediana Rae, to the KSSK Secretary, Arief Wibisono. It was also attended by representatives from the Ministry of National Development Planning (PPN), the Deposit Insurance Corporation (LPS), financial industry players, economists, and academicians.

Solikin explained that financial system resilience must be understood through four main principles. These four principles include being responsive to global shocks, inter-institutional synergy, agility in adaptation, and readiness to anticipate future vulnerabilities.

On that occasion, Solikin emphasized that a resilient financial system must not only be able to withstand pressure, but also act as a source of financing for the economy. Therefore, to support this growth, Bank Indonesia is strengthening its loose macroprudential policy mix to encourage credit distribution to productive sectors.

As a concrete step, these efforts are carried out by strengthening the Macroprudential Liquidity Incentive Policy (KLM) and the PINISI program while maintaining the principle of prudence. Thanks to this solid resilience, Bank Indonesia is optimistic that banking credit in 2026 will grow within the range of 8–12%.

This optimism is in line with the content of KSK Book No. 47, which carries the theme ‘Maintaining Financial System Resilience, Strengthening Economic Growth Momentum’. This theme confirms that financial stability in the first semester of 2026 remains strong, supported by thick bank capital with a Capital Adequacy Ratio (CAR) of 23.70% and low credit risk as of June 2026.

Through this publication, KSK Book No. 47 is expected to be a strategic reference for policymakers, business players, and the general public. Additionally, the presence of this book is expected to build positive expectations that Indonesia's financial system is not only tough, but also continues to grow high.